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Our Mission

Home Deposits Now provides a quick and simple solution to a stressful problem in the home buying process - the home deposit. Our mission is to reduce up-front cash outlay, reduce friction, save customers time, and make physical deposit cheques a thing of the past!

No loans, no bank visits, no wasting time!

Our Story

about us winter

It was a cold and snowy Canadian January in the year 2019. Don Miller, Home Deposits Now’s founder, was driving through the windy roads of Etobicoke, Ontario - flirting with the idea of a new house for his growing family.

Then it happened. He saw the one - a new home listing he loved so much he rushed his wife out to look at the house that same afternoon.

Of course, the sellers were taking offers the following day - competition was high and the stakes even higher. Both Don and his wife were enamored. Hearts were set.

To secure the necessary deposit Don’s brave and pregnant wife drove through a snowstorm to certify a cheque at the bank - all the while their realtor had to make a treacherous 2-hour drive through the white, unforgiving death of Canadian winter. Up hill - both ways.

After all that stress, effort, and time, they weren't the winning bidders. The offer and deposit were light and the cheque had to be delivered and re-deposited in the bank. Of course - this arduous and archaic paper check process would have to be repeated on all future offers.

Don thought: There has to be a better way! And - after researching Australia's deposit guarantee process - Home Deposits Now was born.

Luckily - Don already owned Ai Insurance Organization - a growing bonding and insurance brokerage which he has since expanded into a team of 40+, thousands of clients, and millions of insurance and surety bonding sales.

Don selected passionate and hardworking team members from the Ai to start the new venture in 2021.

Meet The Team


Our Values


Ethics in everything, first and foremost


Give back to community often and in meaningful ways

treat others

Treat others the way they want to be treated


Constant and never ending innovation

result centric culture

A no-politics, client & result-centric culture

family first

Family first

100% Satisfaction


Deposit Rocket Inc. is a licensed brokerage in Ontario and is operated by Ai Insurance Organization Inc. in Alberta, British Columbia, Manitoba, Saskatchewan, New Brunswick, Newfoundland and Labrador, Nova Scotia and Prince Edward Island